by karen | Aug 25, 2022 | Uncategorized
Equity – a homeowner’s best friend! | 5 August 2022 Put simply, equity is the difference between your current property’s value and your remaining mortgage balance. A huge benefit of owning your own home is increasing the equity in your property every time you make a... 
by karen | Aug 25, 2022 | Financial Advice, News
First home buyers News | 6 July 2022 Key points in this blog Government announces Home Guarantee Scheme in effect on 1st July 2022 40,000 new places available to first home buyers (35,000) and single parents (5,000) every financial year. Under the scheme, first home... 
by karen | Feb 25, 2022 | Uncategorized
Bank on that in 2022! Published 25/02/2022 Some would say that 2020/2021 were simpler years for making financial decisions. Buyers and refinancers took advantage of record-low interest rates, property values and home equity skyrocketed, and, before tougher lending... 
by karen | Feb 11, 2022 | Financial Advice
Thinking of becoming a Guarantor? or Asking someone to be your guarantor? Are Guarantor Loans a Good Idea? How much deposit do I need if I have a guarantor? What are the risks of being a guarantor? This short video will explain the process and workings around a... 
by karen | Feb 10, 2022 | Financial Advice
Whether you’re thinking of selling up or your home is overdue a much-needed facelift, renovations are a great way to spruce up your property while adding value to it in the process. Many shy away from renovations because of the prospect of high costs. However, it’s... 
by karen | Nov 19, 2021 | Uncategorized
If you’re keen for 2022 to be easier than this year (I think we all are!) then being financially prepared for the holidays can help. Whether you’re hitting the road, growing your business, or clearing up some debts, we are here to help you find the right... 
by karen | Oct 28, 2021 | Uncategorized
If you need money for something, be it your business, a boat, or a birthday, we can help you find the right loan. To finance anything by Christmas, let’s chat soon and avoid the last-minute rush! Business vehicle & equipment finance We can arrange finance... 
by karen | Oct 22, 2021 | Uncategorized
Refinancing can be a fantastic way of paying off your loan faster and saving money. There are plenty of deals in this competitive market, and some lenders are waiving fees and offering cashback deals from $1,000 – $4,000 as an incentive to refinance with them. BUT how... 
by karen | Oct 15, 2021 | Uncategorized
You may have heard recently that the Australian Prudential Regulation Authority (APRA) has decided to increase the minimum interest rate buffer it expects banks to use when assessing the serviceability of home loan applications. By November borrowing power could drop... 
by karen | Oct 1, 2021 | Uncategorized
Many Australians have purchased their first home using their parent’s home as security for their home loans. If you, or someone you know is in this situation, parent or child, then please share this article with them! – There are new loans available that...