The First Home Buyer Process

The First Home Buyer Process

  First Home Buyers.. here is what you have been waiting for.. a step by step process guide from our very own Codie Sanders as she navigates her way through purchasing her first home. Codie discusses more on the First Home Loan Deposit Scheme (FHLDS) and what she...
Your Loan in Uncertain Times – We’re here to help

Your Loan in Uncertain Times – We’re here to help

I hope you and your family are as safe and comfortable as possible in these trying times. We’re all impacted by the economic uncertainty caused by the COVID-19 outbreak, so please know that I am still here to help you in any way I can. Below is some important...
COVID-19: What if I Can’t Pay My Mortgage?

COVID-19: What if I Can’t Pay My Mortgage?

    The unprecedented health crisis caused by the Coronavirus pandemic is unravelling a financial catastrophe unforeseen in our lifetime Households across Australia have been greatly impacted and as of today tens of thousands are now unemployed. So far the...
Ready to shake off some debt?

Ready to shake off some debt?

  As anyone with a mortgage knows, debt is a perfectly normal part of life. However, if not managed, the sky-high rates charged on credit cards and some personal loans can create financial stress. If you’re having difficulty with multiple repayments, consider...
How to Buy an Investment Property Without a Deposit

How to Buy an Investment Property Without a Deposit

​ The first question you may be asking yourself is “Why would I want an investment property?” This is simple, relying on superannuation and the age pension were once suitable retirement options, with the cost of living increasing and an aging population means we now...
New Year, New You, New Goals?

New Year, New You, New Goals?

We know life gets busy. Coming into the end of the year we often push things back and quite often we tell ourselves “I’ll do that in the New Year” Well here we are the new year is upon us. Be sure you stick to your New Years Goals. Whether it be lifestyle or...
Is it time for you to refinance?

Is it time for you to refinance?

  Refinancing refers to the process of changing your current home loan to another one that suits you better. At Nectar we don’t just set up your mortgage and walk away; our brokers are there for the long-haul, to review your mortgage arrangements regularly and...
Top tips to lower the cost this Christmas

Top tips to lower the cost this Christmas

  We know Christmas is all about giving, but for many people it’s also a time of financial stress, as our desire to be generous loosens our grip on the purse strings. Nobody wants to be a scrooge at this time of the year, nor do they want to rack up a huge...
Your guide to the First Home Loan Deposit Scheme

Your guide to the First Home Loan Deposit Scheme

  What is the First Home LoanDeposit Scheme? The Australian Government has introduced a First Home Loan Deposit Scheme (FHLDS) to support eligible first home buyers purchase a home. It does this by providing a guarantee that will allow eligible first home buyers on...
First Home Buyers Get Ready for 2020

First Home Buyers Get Ready for 2020

First Home Buyers get ready for 2020.  The First Home Loan Deposit Scheme (FHLDS), is set to roll out across Australia in 2020 allowing first home buyers to purchase their property with only a 5% deposit under the new federal government backed FHLDS and removes the...