Grow your property portfolio

Grow your property portfolio

Pre-approval is key in a competitive market The housing market is showing us great opportunities to grow an investment portfolio, but to get your slice of the pie you need to be ready to act! Investment properties can be a great way to create an additional income...
How refinancing puts money back into your pocket

How refinancing puts money back into your pocket

  Customers have been calling me recently about cash-back offers for switching their loan to a different lender. Some lenders are also waiving certain fees as an incentive to refinance. There are plenty of deals in this competitive market, including $1,000...
HomeBuilder Scheme – Are You Eligible?

HomeBuilder Scheme – Are You Eligible?

Summary With the recently introduced economic response to coronavirus, the HomeBuilder scheme provides eligible owner occupiers (including First Home Buyers) with a grant of $25,000 to build a new or off the plan home or substantially renovate an existing home....
The First Home Buyer Process

The First Home Buyer Process

  First Home Buyers.. here is what you have been waiting for.. a step by step process guide from our very own Codie Sanders as she navigates her way through purchasing her first home. Codie discusses more on the First Home Loan Deposit Scheme (FHLDS) and what she...
Your Loan in Uncertain Times – We’re here to help

Your Loan in Uncertain Times – We’re here to help

I hope you and your family are as safe and comfortable as possible in these trying times. We’re all impacted by the economic uncertainty caused by the COVID-19 outbreak, so please know that I am still here to help you in any way I can. Below is some important...
COVID-19: What if I Can’t Pay My Mortgage?

COVID-19: What if I Can’t Pay My Mortgage?

    The unprecedented health crisis caused by the Coronavirus pandemic is unravelling a financial catastrophe unforeseen in our lifetime Households across Australia have been greatly impacted and as of today tens of thousands are now unemployed. So far the...
Ready to shake off some debt?

Ready to shake off some debt?

  As anyone with a mortgage knows, debt is a perfectly normal part of life. However, if not managed, the sky-high rates charged on credit cards and some personal loans can create financial stress. If you’re having difficulty with multiple repayments, consider...
How to Buy an Investment Property Without a Deposit

How to Buy an Investment Property Without a Deposit

​ The first question you may be asking yourself is “Why would I want an investment property?” This is simple, relying on superannuation and the age pension were once suitable retirement options, with the cost of living increasing and an aging population means we now...
New Year, New You, New Goals?

New Year, New You, New Goals?

We know life gets busy. Coming into the end of the year we often push things back and quite often we tell ourselves “I’ll do that in the New Year” Well here we are the new year is upon us. Be sure you stick to your New Years Goals. Whether it be lifestyle or...
Is it time for you to refinance?

Is it time for you to refinance?

  Refinancing refers to the process of changing your current home loan to another one that suits you better. At Nectar we don’t just set up your mortgage and walk away; our brokers are there for the long-haul, to review your mortgage arrangements regularly and...