Has your bank passed on the savings?

Has your bank passed on the savings?

  The reserve bank have announced the official cash rate (OCR) will remain at 0.10% for three years. How could this affect my finances? With a low official cash rate for the foreseeable future, Australians have unprecedented opportunities to get low-interest home...
Consolidate debts now for a sweeter summer

Consolidate debts now for a sweeter summer

  If you’ve built up any unwated debt this year, consolidating multiple loans into one could save you money and make for a much more relaxing summer! For a debt-consolidation to be settled before Christmas, lenders generally need to receive application by...
Financing a new build?

Financing a new build?

  Applying for a construction loan is different from your typical mortgage for an existing property. Products and policies vary widely between lenders and it can be tough to know where to start… That’s if you go it alone! Nectar Home Loans Hunter takes the...
Grow your property portfolio

Grow your property portfolio

Pre-approval is key in a competitive market The housing market is showing us great opportunities to grow an investment portfolio, but to get your slice of the pie you need to be ready to act! Investment properties can be a great way to create an additional income...
How refinancing puts money back into your pocket

How refinancing puts money back into your pocket

  Customers have been calling me recently about cash-back offers for switching their loan to a different lender. Some lenders are also waiving certain fees as an incentive to refinance. There are plenty of deals in this competitive market, including $1,000...
HomeBuilder Scheme – Are You Eligible?

HomeBuilder Scheme – Are You Eligible?

Summary With the recently introduced economic response to coronavirus, the HomeBuilder scheme provides eligible owner occupiers (including First Home Buyers) with a grant of $25,000 to build a new or off the plan home or substantially renovate an existing home....
The First Home Buyer Process

The First Home Buyer Process

  First Home Buyers.. here is what you have been waiting for.. a step by step process guide from our very own Codie Sanders as she navigates her way through purchasing her first home. Codie discusses more on the First Home Loan Deposit Scheme (FHLDS) and what she...
Your Loan in Uncertain Times – We’re here to help

Your Loan in Uncertain Times – We’re here to help

I hope you and your family are as safe and comfortable as possible in these trying times. We’re all impacted by the economic uncertainty caused by the COVID-19 outbreak, so please know that I am still here to help you in any way I can. Below is some important...
COVID-19: What if I Can’t Pay My Mortgage?

COVID-19: What if I Can’t Pay My Mortgage?

    The unprecedented health crisis caused by the Coronavirus pandemic is unravelling a financial catastrophe unforeseen in our lifetime Households across Australia have been greatly impacted and as of today tens of thousands are now unemployed. So far the...