Many Australians have purchased their first home using their parent’s home as security for their home loans.

If you, or someone you know is in this situation, parent or child, then please share this article with them! – There are new loans available that could help family guarantors get their title deed back earlier than expected!

The game- changer: 85% LVR loans with no LMI

Most banks wont release family guarantors from a mortgage until the Loan-to-Value ratio (LVR) is no more than 80% – and it can take years of repayments and property appreciation to reach that point.


HUGE benefits for the guarantor

Australian property values have soared in recent years, meaning more equity for homeowners. More equity equals more opportunity to refinance to a lower rate, upsize, downsize or purchase investment properties.

BUT before you do any of that, you need to be released as a guarantor from your child’s loan. When you’re “guarantee-free”, the world’s your oyster again!

Please get in touch if you want to discuss these exciting new loan products and please share this with anyone who may benefit from this information.