When you think of summer, what’s the first thing that comes to mind? The beach? Sunshine? Camping in the bush? Picnics and fun in the park with friends and family? All of the above?
These activities sound awesome, don’t they? Wouldn’t it be great to arrive with a new car to show off? I may be able to help you with that.
At Nectar, we can assist with getting you a loan for a range of vehicles. Whether it’s a small sedan, something bigger for a growing family or a ute for your business, Nectar’s quick turnaround times* mean you could get your vehicle ready to gift-wrap for Christmas.
Standard loan values are usually between $5000 – $100,000 with repayments terms between 1-7 years. But they aren’t set in stone. We go to multiple lenders with different lending criteria, searching for a financial solution that fits your situation best.
You might be thinking, “Why go to a broker instead of the dealership down the road?”
Despite the convenience of dealership finance, there are a few things to be aware of:
X Dealers sometimes mark up the car price to offset a lower interest rate on offer.
X Many dealership loans also include a balloon payment**, which can result in you paying much more interest over the life of the loan.
X Dealers usually only offer loans for new cars.
On the other hand, a Nectar broker can:
✓ Find you competitive rates across multiple lenders.
✓ Look for loans that best suit your financial situation.
✓ Give you the flexibility to modify your loan and your repayment options or refinance to a lower rate in the future.
To finance a new vehicle and get it before Christmas, get in touch. We can start getting your car loan application ready today.