Customers have been calling me recently about cash-back offers for switching their loan to a different lender. Some lenders are also waiving certain fees as an incentive to refinance.

There are plenty of deals in this competitive market, including $1,000 – $4,000 cash-back*, but the most attractive looking deal may not always be the right one for you. If you’ve seen an offer you’re interested in, lets have a FREE chat, because I may be able to find you a even better long-term solution.

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Five great reasons to consider a refinance:



Interested rates at an all-time low. Reducing your repayments with a cheaper interest rate = more money in your pocket each month


Reducing your interest rate could allow you to pay off your loan faster. As you loan amount decreases, your usable equity increases


With equity comes opportunity. If you are already have a good equity from property value appreciation, as well as refinancing you could use the equity fo rother purposes – such as renovations, an investment, or just to create some breathing room.


Better loan features. A refinance is a chance to get the features you want and get rid of unnecessary feature that could be costing you hundreds in fees each year. This may help you pay off your loan even faster.


You may be able to consolidate multiple debts into a new loan to make just one lower repayment each month.

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It’s important to note that there are often fees charged for breaking your current loan and switching to another, but your long-term savings will nearly always surpass them. I’ll always explain the costs you may face for switching loans to help you weight up the pros and cons.

If you’d like to talk about refinancing, please don’t hesitate to get in touch. I’ll review your current loan for FREE to see if switching loans could save you money.


Nectar Home Loans | Hunter
(02) 4040 0910